Loan Information
Conventional Mortgage - Purchase a home with one loan with as little as 3% DOWN, 80/15/5 or 75/20/5. We have No Down Payment (Click Here) programs that do not require mortgage insurance. We can refinance up to 95% of the value of your home or refinance for cash out up to 90% of your home's value. PEACH STATE Mortgage offers low fixed mortgage rates and a wide range of arm products, loan amounts to $5,000,000.
FHA Mortgage- We have decided to discontinue FHA at this time. Check back for availability.
Click Here for Our 100% Purchase Program With No MI or Reserve requirements!
VA Mortgage - Purchase a home with No Money Down. VA mortgage rollover programs with NO APPRAISAL are available to reduce monthly mortgage payments. PEACH STATE Mortgage offers fixed and adjustable mortgage rates with expanded debt to income ratios.
Click Here For Our 100% Purchase Program with No MI or Reserves Requirements!
Suburban Home Mortgage Loans - Buy your new home with No Down Payment, No Reserves and NO mortgage insurance. Flexible Underwriting. Seller can pay 6% in cost. Closing cost can be financed with approval. Over 90% of Georgia Counties have properties that qualify for this program.
Click Here For More Info On This 0-Down Program.
Construction Mortgage Loans - Get a Peach State Mortgage loan to build your dream home with one mortgage closing at current market rates.
Call us for current guidelines and availability.
PURCHASE WITH NO MONEY DOWN - Purchase a home with NO MONEY DOWN. This mortgage program offers tax benefits, no mortgage insurance, and your money continues to work for you.
Check out our Suburban/Rural USDA 0 Down home loan. NO MORTGAGE INSURANCE!
Commercial Mortgage Loans - PEACH STATE has arrangements with a nationwide group of commercial mortgage lenders has the ability to place almost any 'make sense' commercial loan within responsible interest and time parameters. Loans from $50,000 to $500,000,000.
Bankruptcy - PEACH STATE Mortgage has special mortgage programs for clients who have filed bankruptcy with as little as ONE DAY SINCE DISCHARGE. This mortgage program is also available for clients PRESENTLY IN CHAPTER THIRTEEN BANKRUPTCY.
Foreclosures - STOP YOUR FORECLOSURE at PEACH STATE. We have programs if you have had past foreclosures or currently in foreclosure. These mortgage programs have equity requirements.
Credit Problems - LATE PAYMENTS, COLLECTIONS, JUDGEMENTS, AND CHARGED OFF ACCOUNTS are not a problem at PEACH STATE.
Click The Peach To Pre-Qualify.
Call Us to Check For availability
Investor Loans - PEACH STATE Mortgage has 90% or 10% down payment investor mortgage loans programs.
LINE OF CREDIT - At PEACH STATE you can obtain a line of credit for 90% OF YOUR EQUITY. You pay the interest on the balance you owe and can write checks up to your credit line. Contact us for current availability.
80% SECOND MORTGAGE - PEACH STATE has second mortgages to 80% of your home's appraised value. Money can be used for home improvements, debt consolidation, tuition, autos, etc...
LOT LOANS - Mortgage Rates on lot loans at PEACH STATE are very competitive and lot size can be as large as FIVE ACRES.
Contact us for current guidelines and check availability.
TROUBLE QUALIFYING - Peach State Mortgage is a full service broker. Unlike banks and finance companies we are not limited to only internal mortgage programs. Peach state Mortgage has over 60 sources with hundreds of loan programs to fit your needs.
GIFT FUNDS AVAILABLE - Peach State has been approved to arrange gift funds through the Nehemiah and Ameri Dream program. This program is currently unavailable. Call one of our offices for details.
INTEREST ONLY - Peach State Mortgage has a wide range of interest only products. Rates are lower than fully amortized loans and your savings can fund other investments.
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